Product

Insurance Posture Analyzer

Many cyber carriers scan your external surface and score you before they quote. Insurance Posture Analyzer sees what they cannot: a read-only scanner reads the real control state inside Microsoft 365, Entra ID, and Azure, cross-checks every mapped application answer against it, and flags what to fix before you submit.

Read-only by design. You grant consent, scans make no changes, and you can revoke access at any time.

Capabilities

What Insurance Posture Analyzer does

Seven capabilities, one purpose: an application whose answers match what an incident responder would actually find in your environment.

The scanner: your inside view of what carriers judge from the outside

The scanner connects read-only to Microsoft 365, Entra ID, and Azure and collects the configuration controls carriers ask about: MFA and conditional access, privileged access, and email authentication.

Carrier scoring tools rate your external surface. The scanner reads the internal state those tools never see: which conditional access policies actually enforce MFA, who holds privileged roles, and whether email authentication is really configured. It has no write access and makes no changes. You grant consent when you connect, and you can revoke that consent at any time. The access model is documented on our security page.

Carrier question library

A canonical question library written in our own wording to reflect the control topics that recur across US cyber application and ransomware supplemental forms; no carrier's form is republished, so one assessment pre-fills most of what each carrier asks.

Upload any application, renewal application, or ransomware supplemental in any format, or start from the library directly. Because canonical questions are mapped across carrier forms, answering once pre-fills each carrier's version with that carrier's wording shown alongside. Mapped answers are a starting point: review each carrier's exact wording before your signer approves the submission, because scope differences between similar-sounding questions can change the correct answer. See the questionnaire guide for what these forms typically cover.

Evidence-checked answers

You answer from extracted documents and attestations, and each mapped answer is cross-checked against live scan data, with drift flagged when the environment contradicts what was attested.

Every answer lands in one of three states: verified, where scan data confirms it; attested, where it rests on your documents and attestations; or gap, where the environment contradicts the answer or the control is missing. That distinction matters because application answers are representations the carrier relies on, and you want contradictions surfaced before you sign, not after a claim.

Verified Attested Gap

Prioritized by what carriers ask most

Gaps are ranked by how prominently the control appears across carrier applications and supplementals, so you fix what carriers ask about most insistently. Ranking reflects question prominence, not any carrier's underwriting rules.

Not every gap costs the same. A control that appears on nearly every application and supplemental matters more than one that appears occasionally, so the ranking orders your fix list by what carriers ask about rather than by a generic risk score.

Broker-ready outputs

A drift brief plus your evidence files in one place, ready to hand to your broker without translation.

When the application goes to the broker, the supporting package goes with it: what was verified, what was attested, what changed, and the evidence behind each answer.

Continuous posture

Scheduled rescans catch drift between renewals, so an answer that was true in March does not silently become false by October.

Posture is not a point-in-time exercise. Rescans keep each mapped answer checked against current configuration state, and drift surfaces when it happens instead of at the next renewal or, worse, during a claim investigation.

Teams and multiple organizations

Role-based access for your team, with multiple organizations under one login.

This suits internal IT and security teams working alongside risk owners, and advisors who manage the posture of several organizations from a single account.

Coverage

What carriers ask, and what the scanner reads

The scanner collects the internal configuration state behind the questions on nearly every US carrier application and ransomware supplemental.

Carrier application questions mapped to the configuration state the read-only scanner collects from Microsoft 365, Entra ID, and Azure
What the carrier asksWhat the scanner reads
MFA enforcementEntra ID conditional access policies and admin role assignments that show whether MFA is enforced for email, remote access, and privileged accounts
Privileged accessEntra ID role assignments, including how many global admins exist and how privileged access is configured
Email authenticationSPF, DKIM, and DMARC configuration and Exchange Online protection policies in Microsoft 365
Backup and recoveryAzure backup configuration, cross-checked against your attested restore testing and immutability documentation
Incident response and loggingConfiguration state relevant to logging, alongside your attested incident response plan and testing records

Questions with no mapped scanner control, such as tabletop exercise records, are answered from documents and attestations and clearly shown as attested rather than verified. The full control-by-control breakdown lives in the requirements guide.

Renewal fit

How it fits your renewal

The renewal is where posture gets priced. The practical sequence: retrieve last year's application, verify every prior answer against the live environment rather than memory, close the highest-consequence gaps, and hand the broker the application with its evidence package.

Insurance Posture Analyzer runs that sequence for you: upload the renewal application, let the scanner verify what it can, work the graded gap list, and export the drift brief. The 90-day renewal readiness checklist lays out the timeline, and the questionnaire guide walks through the questions themselves.

1

Before you answer

One assessment against the canonical library pre-fills most of what each carrier asks, so you start from evidence instead of a blank form.
2

Before you submit

Drift flags show where the environment contradicts an attested answer, so contradictions get fixed or corrected before the application is signed.
3

Between renewals

Scheduled rescans keep answers checked, so next year's application starts from what is true today, not from last year's memory.
FAQ

Product questions, answered

Which environments does the scanner support?

The Microsoft family today: Microsoft 365, Entra ID, and Azure, over read-only connections that collect the configuration controls carriers ask about, including MFA and conditional access, privileged access, and email authentication. The platform is built to connect the sources you use, and new connectors are added over time; the questionnaire workflow itself works with any environment through documents and attestations.

Does it change anything in my tenant?

No. Connections are read-only with no write access. Scans collect configuration state and make no changes to the environment. You grant consent when you connect and can revoke it at any time.

Can I use it without connecting a cloud account?

Yes. Upload an application and answer from extracted documents and attestations. Connecting a read-only scan adds cross-checking, so each mapped answer is verified against live configuration state rather than resting on attestation alone.

How current is the data?

Scheduled rescans keep answers checked between renewals. When a later scan contradicts an attested answer, the drift is flagged so it surfaces at renewal instead of during a claim investigation.

See what your carrier cannot

Connect a read-only account or upload your carrier application. Get evidence-checked answers, a graded gap list, and a broker-ready drift brief.

Start your assessment